BOZ KYC Compliant · Built for Zambia

Collect. Send.
Grow your business.

Accept mobile money, send funds, create invoices and quotations — all in one powerful platform for Zambian businesses.

✓ Payment Received
ZMW 2,500 · MTN MoMo
LuminetPay Checkout 🔒 Secure
ZMW 1,500.00
Invoice INV-0042 · Chanda Enterprises
📱 MTN
🔴 Airtel
🟢 Zamtel
MerchantChanda Enterprises
ReferenceINV-0042
Processing secure via LuminetPay
📄 Invoice Sent
INV-0043 · ZMW 4,200
Works with
MTN Mobile Money
Airtel Money
Zamtel Kwacha
Bank Transfers
🏛️ ZRA Smart Invoice
Platform Features

Everything your business needs

A complete payment toolkit designed specifically for Zambian SMEs and entrepreneurs.

Payment Requests

Generate shareable payment links in seconds. Customers pay via mobile money instantly — no app needed.

📄

Professional Invoicing

Create, send, and track beautiful invoices. Download PDFs and get notified the moment you're paid.

📋

Quotations

Send professional quotes, track client acceptance, and convert winning quotes to invoices in one click.

📊

AI Business Insights

Claude AI analyses your transactions to surface revenue trends, risks, and growth opportunities monthly.

💸

Send Money

Transfer funds to any mobile money wallet or bank account across Zambia quickly and securely.

🏛️

ZRA Smart Invoice

Built-in ZRA integration via VSDC. Submit invoices directly to ZRA and stay tax compliant effortlessly.

How It Works

Up and running in minutes

No technical knowledge needed. Start collecting payments today.

1

Create Your Account

Register your business, complete KYC verification, and get approved quickly.

2

Add Customers & Invoice

Add customers, create invoices or payment requests, and send them via WhatsApp or email.

3

Collect & Grow

Customers pay via mobile money. Track everything from your dashboard in real time.

3
Mobile Networks
ZMW
Native Currency
BOZ
KYC Compliant
ZRA
Tax Ready
24/7
Always Online

Ready to get paid faster?

Join Zambian businesses already using LuminetPay to collect mobile money, manage invoices, and grow their revenue.